Of all the credit cards that I have used or still use, my HDFC credit card is my favorite and the one that I use the most. I have had a HDFC Titanium credit card for the last 5 years and my overall experience has been a satisfactory one. My credit card usage is only to avail the benefits of the point and reward system that almost every credit card company these days offers. I have always paid off my balance on the due date in full and have never paid a single penny in interest for my credit card purchases. The HDFC credit card I have offers a good enough if not great reward system due to which I continue to use it for most of my purchases, both online and physical.<\/p>\n
Billing<\/strong>: As I mentioned above, I use this credit card extensively and in the last 5 years, have never found a billing discrepancy in my monthly statements. I still, out of precaution, go through my statements carefully before making the payment just to ensure that everything is in order and have always found my HDFC bill to be accurate.<\/p>\n